Estimate total ownership cost when petrol, diesel, and EV cars cost about ₹20 lakh on-road. Includes annual kilometres, fuel prices, electricity tariff, home vs public charging mix, maintenance, and insurance. Adjust every variable to match your city and usage.
Free tool · India 2026 assumptions
Pick two powertrains. Defaults to Petrol vs EV — switch to Petrol vs Diesel or Diesel vs EV. Energy + maintenance + insurance; every input is a variable.
Where Petrol vs EV totals meet — by km or by on-road price
170 km/yr
≈ 850 km over 5 years with current prices
Keep EV at ₹20,00,000. For same 5-yr total, Petrol on-road should be:
₹16,51,264
Or keep Petrol fixed — EV on-road for equal total:
₹23,48,736
Showing inputs for Petrol vs EV. Defaults = India 2026.
Petrol vs EV · purchase + running
| Component | Petrol | EV |
|---|---|---|
| On-road purchase | ₹20,00,000 | ₹20,00,000 |
| Home charger | — | ₹40,000 |
| Energy (5 yr) | ₹4,45,967 | ₹92,232 |
| Maintenance (5 yr) | ₹75,000 | ₹25,000 |
| Insurance (5 yr) | ₹80,000 | ₹95,000 |
| Total ownership | ₹26,00,967 | ₹22,52,232 |
Estimates only — India mid-2026 ballpark. Real bills vary by state, driving style, NCB, and dealer packages. Battery replacement not modelled. Not financial advice.